Pension Risk Transfer
Pension plans are seeing all time highs in funded status, making it a critical time to de-risk before projected drops.
A 100 basis point rate drop adds millions to your liability overnight.
PBGC premiums continue to increase, jumping 203% since 2013.
Your obligation lasts until the last surviving spouse. That could be 2070.
Illustrative figures for a typical frozen defined benefit plan with roughly $45M in liabilities and 850 participants.
Search your company and the analyzer reads your own public filings back to you: what the plan costs to carry every year, what another decade of holding it looks like, and how ready it is to exit.
Estimates built from public Form 5500 filings, not a quote.
100s of terminations since 2015. Every discipline in house, nothing outsourced.
Full standard termination of your pension plan: strategy, participant elections, insurer auction, settlement, and final filings. One team, one timeline, one clean exit.
Lump sum windows, retiree lift outs, targeted settlements, and interest rate arbitrage that cut premiums and volatility now while positioning the plan for a full exit later.
Same valuations, same certifications, same filings, every number looked at through a de-risking lens. We see plans with 1,000 participants where 800 are inactive. That doesn't happen overnight, and with us managing the plan it never will. Modern technology lets us do the work at a fraction of what you're paying today.