Sam Hartmann, FSA, EA

The Quantum View

A recurring perspective on the evolving pension landscape.

Hear from Sam Hartmann, FSA, EA

The Asset Allocation Mistake That Can Add Millions to a Plan Termination

Jul 29 · 5 min read

One plan, two exposures, and why lump sums and annuities require different hedges.

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Your H2 2026 Pension Playbook

Jun 25 · 7 min read

Six steps that turn a general intention to de-risk into a concrete plan before year end.

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Last Month's Rate Spike Could Be This Year's Biggest Pension Opportunity

Jun 5 · 3 min read

Segment rates set near an 18 year high can be locked in while accounting liabilities follow rates back down.

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If You're Not Evolving, You're Falling Behind

May 22 · 2 min read

What a skating-first development model teaches about set-it-and-forget-it pension management.

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Lump Sum Opportunity: Interest Rate Arbitrage

Apr 23 · 2 min read

Settling obligations at higher locked-in rates while the balance sheet reflects lower current rates.

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Unlocking Hidden Savings: Small Benefit Retiree Annuity Purchases in a Competitive Market

Mar 27 · 2 min read

Maximize the number of participants settled while minimizing the assets required.

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Proactive Management of Maturing Church Pension Plans

Mar 13 · 4 min read

Strategies for long-term benefit security and organizational efficiency, without a PBGC safety net.

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3 De-Risking Opportunities Sponsors Face at 80 to 90 Percent Funded

Feb 27 · 3 min read

Most of the risk is still on the table. Targeted settlement strategies can lock the progress in.

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