How we work

Wherever your plan stands, we can help.

01

Plan Termination

We built the most efficient approach to termination in the industry.

Full standard termination of your pension plan: strategy, participant elections, insurer auction, settlement, and final filings. One team, one timeline, one clean exit.

02

Custom De‑risking Strategies

Not ready to terminate? We shrink your plan strategically.

Lump sum windows, retiree lift outs, targeted settlements, and interest rate arbitrage that cut premiums and volatility now while positioning the plan for a full exit later.

03

Cut Ongoing Actuarial Services in Half

Everything your current actuary does. At half the cost.

Same valuations, same certifications, same filings, every number looked at through a de-risking lens. We see plans with 1,000 participants where 800 are inactive. That doesn't happen overnight, and with us managing the plan it never will. Modern technology lets us do the work at a fraction of what you're paying today.

Plan analysis

Start with what your plan actually costs.

Frozen, open, or underfunded, the answer starts in the same place. Search your company and the analyzer reads your own public filings back to you.

QPS Plan Analyzer · 4,882 plans indexed Live
Search any company. I will analyze their pension plan from public filings.

Estimates built from public Form 5500 filings, not a quote.

Our proprietary PRT process

Four months. Four phases. One exit.

Industry
12 to 18 months
Quantum
4 months

The delay at other firms is process, not regulation. We removed the process.

Participant experience

Your people are better off.

Our team is a resource to your participants throughout the PRT process, ensuring they understand their benefit change options before making a decision. Better participant experience leads to better financial outcomes for your business.

Option one

Lump Sum

The full value of the benefit, paid out or rolled into an IRA. When it's offered, about 80% of participants take it. Their money, their control, today.

Option two

Annuity

The exact same monthly benefit, now guaranteed by an A‑rated insurer whose entire business is paying annuities. Same check, stronger backing.

80%
of our participants choose the lump sum
8.5 min
Our average call time. Industry average: 2.5 minutes.
4 months
No one stays engaged through an 18 month process. We do it in four.

Start with the number.

Search your company and see what your plan costs to keep, what it costs to leave, and how ready it is to go.